Providing You with a comprehensive plan for the future so that when the unpredictable happens you are ready!

 

Even with major medical coverage high deductibles and hidden fees can put people into serious medical debt. In fact the leading cause of bankruptcy here in the U.S. is due to medical debt. The fact is, most American families are living paycheck to paycheck. This means most families are not prepared and left devastated when a medical emergency arises. Fortunately there are plenty of affordable options available that you can use in addition to the coverage that you may already have. People tend to put unpleasant things on the back burner ​and I am guilty of it myself. I served in the military from the age of 18 and put my body though a lot of abuse. I thought nothing could hurt me. Then I experienced a series of health problems, and an invasive surgery followed by a car accident. It left my body permanently damaged. I was only 24 when I had to use all of my IRA savings to pay off my medical debt and that is even with major medical coverage. Now I regret having spent my savings and I really wish I had known about other options available to me. I don't want anyone else to have to go through what I did. Knowing what is available to you is the first step!

 

Did you know that the average funeral costs anywhere from 9,000 - 40,000 dollars? I have heard several stories of families losing a loved one and having to do fundraisers to pay for their funeral. When you are already grieving that should be the last thing you need to deal with. That is a lot of money to try and raise and when you need money you need it now not months from now. There are affordable options available and I am sure no one wants to leave their family in this kind of a position. Having life insurance will eliminate some of the stress during such a difficult time. Unfortunately when we pass our debt doesn't come with us either. Instead that is inherited to the family members we leave behind. Life insurance can help cover these costs as well. I can help you figure out how much coverage you might need. Not sure if you can afford it? Ask for a free financial assessment and help to get advice on planning for the future! Call or click below to get a free consultation.